ABOUT BRUNSWICK

Brunswick Funds Co., founded in 2012 by an experienced senior team in Canada, has expanded its reach to 24 countries across the globe, boasting a 30-person team spread across 4 offices.

Our expertise caters to high-net-worth individuals and companies, offering tailored alternative financing solutions that prioritize client needs and confidentiality above all else.

With a focus on providing value-driven financing engagements, our services are designed to benefit the client, ensuring that each transaction serves the client’s best interests.

Through our boutique privileged service and collaboration with third-party financial professionals, clients can achieve Wall Street style returns, whether for short-term goals or establishing a multi-generational financial foundation.

At Brunswick, we prioritize client interests above all else, ensuring that our revolutionary model emphasizes client-focused, high-touch interactions that deliver unparalleled value and long-term success.

Our core principle of client success drives our interactions, guiding us to work with independent third-party advisors who share our values of low fees, long-term orientation, and a deep understanding of client goals and strategies.

The Brunswick philosophy is ingrained in our brand mission, emphasizing that successful results are measured not by individual transactions but by the overall performance of investments and how our financing and lending services amplify that performance.

By focusing on what matters most to our clients, we create the optimal conditions for achieving the portfolio results they desire, building trust through tailored financing solutions aligned with their goals and needs.

Through collaboration with a network of independent advisors, we provide access to global financial resources and tailored investment solutions, fostering relationships marked by trust, respect, and a commitment to helping clients secure a stable financial future.

SERVICES PROVIDED

Embrace a competitive edge in the market through our blend of elegant design, cutting-edge technology, and exceptional user experience.

Securities Financing

Our stock loan program empowers savvy investors with a unique avenue. By leveraging high-yield equity securities as collateral, investors retain asset value and growth potential while accessing immediate liquidity for diverse financial needs.

Securities financing advantages:

– Provides liquidity while retaining ownership of high-yield equity securities

– Allows investors to use securities as collateral without giving up potential price growth and value increases

– Enables diversification and growth of the investor’s portfolio using the loan cash principal balance

Convertible Bonds

Seize the opportunity to balance high-performance assets with on-demand cash liquidity. Our program allows investors to utilize various equity securities as collateral for a low-interest, non-recourse cash loan, establishing Brunswick Funds as the premier choice in the global stock loan sector.

There are lots of advantages of convertible bonds listed:

High-Performance Assets: Provides investors with the opportunity to hold high-performance assets.

Quick Cash Access: Enables quick liquidity access in times of immediate cash needs.

Utilization of Various Assets: Allows the use of a variety of assets as collateral, including publicly traded equities, blue-chip corporate stocks, non-marginable securities, and other equity-linked tradable products.

Low-Interest Loan: Offers the ability to use various assets as collateral for low-interest, non-recourse cash loans.

Private Equity

Specializing in catalyzing business growth and seizing strategic investment prospects, Brunswick Funds prioritizes robust management, brand strength, scalability, and sales expansion potential. Our aim is to maximize business value through various exit strategies, including trades, strategic sales, IPOs, or MBOs.

There are lots of advantages of private equity:

Development Opportunities: Private equity investments can support company growth by accelerating it and providing strategies for special situations.

Management Experience: Private equity investors often enhance the management team’s experience and expertise, supporting the success of companies.

Brand Strength: Private equity investments typically focus on increasing brand value, which can enhance a company’s competitive edge.

Business Scalability: Private equity investments can increase a business’s growth potential and enable scalability.

Diverse Exit Strategies: Private equity investors can develop various exit strategies to maximize the value of their investments, including trade and strategic sales, IPOs, or management buyouts (MBOs).

PRODUCTS

Stock Loan

Financial Instrument: Stock-Based Loans

Exploring a novel avenue for savvy investors, the stock loan program presents a distinctive opportunity. This approach enables investors to maintain a significant portion or even the entirety of their assets in high-return equity securities. In situations demanding immediate liquidity, these securities can serve as collateral for a loan without compromising potential price appreciation and other value enhancements. Throughout the loan period, the pledged securities are safeguarded in a custodial account, empowering the investor to utilize the loaned funds for various purposes, such as expanding and fortifying their investment portfolio.

Stock Loan Definition and Implications

The concept of stock loan encompasses the aggregate value of loans initiated directly by commercial, investment, and developmental institutions, along with the central bank, within an economy at a specific date. Alternatively, loan stock can represent the cumulative loan volume extended by a bank by a designated date. In scenarios where loan stock functions as security, it denotes the maximum value of shares in an unrestricted, publicly-traded corporation. Notably, lenders maintain a level of physical oversight over the shares comparable to or exceeding that of the borrower, leading to the return of shares once the collateral necessity diminishes.

Challenges and Considerations in Loan Stock Management

The utilization of loan stock may pose institutional control challenges. Instances of credit defaults could result in lenders securing ownership stakes and voting privileges in companies. A critical concern arises when lenders utilize loan provisions to acquire control over borrowers, potentially triggering fluctuations in stock market valuations. Furthermore, inadequate management of loan inventory by lenders could elevate risks, potentially leading to insufficient collateral to fully secure outstanding loan obligations.

Private Equity

Investments in financial partnerships fall under categories such as private equity or venture capital, depending on the investment size, process, and the recipient company’s growth rate. Private equity involves shares owned by a specific group and not publicly traded, contrasting it from venture capital, which can also be seen as a form of private equity.

Private equity investments involve a meticulous process lasting 3-5 months, where funds acquire a percentage of shares in target companies. This leads to significant rights for the investors, including board membership, reporting duties, and priority in share sales. Typically, after a 3-5 year span, investors exit through methods like IPOs, sale to a strategic investor, or occasionally selling back to the company owner.

Advantages of private equity investments include offering financial support to companies unable to access capital markets, enabling long-term equity without interest or principal repayment obligations, fostering institutionalization within companies, providing management support along with capital, and building a positive company image through investor backing. Additionally, private equity can facilitate consolidation by merging competing companies or appointing strong leadership to enhance global competitiveness.

Repo (Re-Purchasing Agreements)

Repurchase agreements, commonly known as repos, serve as a short-term borrowing tool for government bond dealers. In this financial arrangement, a seller temporarily sells government bonds to investors, typically overnight, then repurchases them the following day at a slightly increased price, effectively implying an overnight interest rate.

Essentially, repos facilitate the acquisition of quick capital and are frequently employed within open market operations involving central banks.

In a repurchase agreement, one participant sells securities to another with an agreement to repurchase them later at a higher value, using the securities as collateral. The discrepancy between the initial and repurchase prices represents the interest paid on the loan, referred to as the repo rate.

Conversely, a reverse repurchase agreement mirrors a standard repo but in reverse: one party purchases securities with an agreement for the other party to buy them back, typically within the next day, yielding a profit.

These agreements are designed for short-term lending and borrowing, usually maturing within one night to 48 hours, with the repo rate symbolizing the overnight risk-free rate.

Retirement Fund Services

The company establishes a Retirement Investment Fund to diversify risks and adhere to the principles of responsible ownership of contributions received through retirement agreements, managing individual retirement accounts on behalf of participants.

Varieties of Retirement Funds

Equity Fund: This fund primarily invests over 80% of its portfolio in dividend-yielding stocks with relatively stable prices, focusing on generating dividend income.
Public Debt Instruments Fund: With a minimum of 80% of its portfolio in domestic government debt securities, this fund, including reverse repo, aims to generate interest income.
Private Sector Borrowing Instruments Fund: With a minimum of 80% of its portfolio in private sector borrowing instruments, this fund aims to generate interest income.
Mixed Borrowing Instruments Fund: This fund invests at least 80% of its portfolio in a mix of public and/or private sector borrowing instruments, seeking interest income.
Diversified Fund: Investing primarily in shares and debt instruments, this fund aims to generate dividend and interest income, ensuring each category constitutes at least 20% of the portfolio.
International Equity Fund: Investing over 80% of its portfolio in foreign dividend-paying stocks with low price volatility, this fund aims to generate dividend income.
International Debt Instruments Fund: With at least 80% of the portfolio in foreign debt instruments, this fund aims to generate interest income.
Global Mixed Fund: Investing over 80% of the portfolio in foreign stocks and debt instruments, this fund aims to receive dividends and interest income, with each category comprising no less than 20% of the portfolio.
Flexible Fund: By adapting to market conditions, this fund invests in various asset types specified in the regulations, aiming to generate dividend and interest income.

Risky Asset Investments

A risky asset represents an investment carrying inherent uncertainties. These assets often include commodities, shares, high-yield bonds, currencies, and real estate holdings.

Risky Asset Investments in Banking

Within banking, a risky asset’s worth fluctuates with shifts in credit quality and interest rates, signifying a valuable possession for financial institutions and banks. Shareholders’ demands and firm obligations often lower lenders’ risks in these investments.

Impacts of Risky Asset Investment

Notable market fluctuations can be observed through the volatile rise and fall of unregulated cryptocurrencies like Bitcoin. The growing trend of using cryptocurrencies in darknet markets underscores the evolving landscape. As traditional financial institutions increasingly accept cryptocurrency transactions, a heightened interest in digital assets and risky investments emerges, prompting shifts in investment strategies.

Convertible Bonds

Convertible bonds represent a unique form of debt instruments that not only facilitate interest payments but also offer the option to convert them into a specific number of common shares or stocks.

Essentially, a convertible bond functions as a debt security that permits the conversion of its value into a predetermined quantity of regular shares or stocks.

These financial tools, issued by companies, grant holders the right to switch the bond into shares, allowing the company to raise capital and issue shares based on defined principles.

The maturity period for convertible bonds must exceed one year, with the conversion into shares being permissible only after at least one year from the maturity date.

Convertible bonds, known as HDTs, offer fixed income securities that empower investors to convert their bond holdings into a set number of shares, attracting those seeking stock market profit potential while avoiding stock price volatility risks.

One of the primary attractions of convertible bonds lies in providing investors with a blend of assured principal at bond maturity and the prospect of capital gains upon conversion into shares.

By combining fixed income with conversion rights, companies issuing convertible bonds gain pricing flexibility and low-cost funding opportunities, enhancing their financial strategies.

Due to the potential conversion of interest payments into shares, convertible bonds may feature lower interest rates compared to traditional bonds, a trade-off investors accept due to the anticipated rise in the issuing company’s share value.

Algoritmic Trading

Algorithmic trading, commonly known as “algo trading,” employs specific algorithms to conduct transactions swiftly. The concept involves using preset algorithms to execute trades at a pace and efficiency beyond human capability. Algorithmic trading operates based on criteria such as schedule, price, quantity, or mathematical models, thereby reducing emotional influence on trading decisions and enhancing market liquidity. Through algorithmic trading, one can automate buying or selling based on predetermined conditions, allowing for efficient and systematic trading. This method eliminates the need for constant monitoring of prices and charts, as the system autonomously identifies and capitalizes on trading opportunities.

Margin Loans

Margin loans are a form of secured borrowing where financial institutions use real estate as collateral to ensure the loan’s safety in cases where an individual’s income falls short of the required amount. This type of loan, also referred to as a mortgage loan, offers a secure way for individuals to access the funds they need through financial institution assessments.

To acquire a margin loan, specific documentation is essential, including an original and a photocopy of the individual’s identification, proof of residency, copies of property deeds to be used as collateral, income verification, and a property valuation report by an expert.

Secured loans necessitate ownership of various real estate assets registered in the applicant’s name. While individual secured loans mandate land ownership, commercial secured loans do not have this prerequisite. Submission of the required documentation to the chosen financial institution initiates the evaluation process, followed by an expert assessment of the collateral property. The loan amount approved is typically a percentage of the property’s appraised value, set by the bank. Any related mortgage costs and deed processing fees are the responsibility of the loan applicant when securing the loan with the designated property.

Venture Capital

Startups, innovators, and those brimming with fresh concepts eagerly scour the web for the elusive term “Venture Capital.”

Venture Capital, a sought-after term among budding entrepreneurs, creators, and visionaries, represents financial backing for novel ideas, creations, and technologies lacking sufficient funds.

Defined by professionals, Venture Capital pools resources to fuel business concepts and models, especially for startups with promising growth trajectories.

The essence of Venture Capital, predominantly prevalent in the United States, plays a pivotal role in fostering innovation and growth, notably in tech hubs like Silicon Valley, where tech giants like Facebook and Google have flourished through such funding avenues.

Venture Capital, a key player in the business world, engages in long-term investments, prioritizing technological breakthroughs, active involvement in company management, and high-risk, high-return opportunities.

Venture Capital acts as a financial intermediary, channeling investor funds into private enterprises, nurturing them until potential public offerings or sales can maximize returns. This strategic involvement aims to propel companies towards internal growth and success.

STOCK EXCHANGES SERVED

Stock loans and fully paid securities loans have been offered in various forms within the US Stock Exchanges since 2000. Over the years, the interest in stock lending and derivative transactions has significantly increased in both established and emerging markets, as banks sought to maximize their securities holdings and individual investors saw the potential for cash liquidity through these loans. Our customized programs for stock loans and fully paid securities loans are designed to cater to investors with holdings across major international public securities markets. However, availability on certain exchanges may be restricted due to regulatory obstacles or market constraints. For some exchanges, there might be inadequate support for stock lending from closing or escrow agents and other intermediaries. Direct communication with us is encouraged to ascertain program availability for specific securities intended for stock or fully paid securities loans.

North America

USA – New York Stock Exchange and NASDAQ
Canada – Toronto, TSX Venture, and Canadian Securities Exchanges Central and South America
Mexico – Mexico Stock Exchange BMV
Brazil – Brazil Stock Exchange
Argentina – Buenos Aires Stock Exchange BCBA
Chile – Chile Stock Exchange BMV
Colombia – Colombia Stock Exchange
Peru – Lima Stock Exchange

Middle East/Africa

South Africa – Johannesburg Stock Exchange
Israel – Tel Aviv Stock Exchange
UAE – Dubai Financial Market

Europe

Austria – The Wiener Börse AG (ATX)
European Union – OMX Nordic, NASDAQ OMX, and Euronext Exchanges
Denmark – OMX Copenhagen
Finland – Helsinki Stock Exchange
France – Paris Stock Exchange
Germany – Frankfurt Stock Exchange
Greece – Athens Stock Exchange
Italy – Italian Stock Exchange/Borsa Italiana
Poland – Warsaw Stock Exchange
Spain – Barcelona and Madrid Stock Exchanges
Sweden – Stockholm Stock Exchange• Switzerland – Swiss Exchange
Turkey – Istanbul Stock Exchange
United Kingdom – London Stock Exchange

Asia

Japan – Tokyo, Nagoya, and Osaka Stock and Securities Exchanges
Malaysia – Kuala Lumpur Stock Exchange
Singapore – Singapore International Monetary Exchange Ltd. (SIMEX)
Hong Kong – Hong Kong Stock Exchange
Thailand – The Stock Exchange of Thailand
China – Shanghai Stock Exchange
Philippines – Philippines Stock Exchange
Pakistan – Karachi and Lahore Stock Exchanges

CLIENT

Our clientele includes both those seeking loans and those with funds to invest. We cater to two primary categories: Loan Seekers and Fund Holders. Here’s how we serve them:

FAMILY OFFICE

Family Offices collaborate with Brunswick Funds and our team of third-party financial experts because they value our consultative approach. This method allows us to understand the unique requirements of family offices and offer a comprehensive range of financial services along with personalized multi-class investment strategies.

Family offices are important to us for the following reasons:

They trust our consultative approach.
They partner with us due to our collaboration with Brunswick Funds.
They value our third-party licensed financial professionals.
We cater to the unique needs of family offices.
We offer a full range of financial services tailored to family offices.
We provide customized multi-class investment strategies to meet their specific requirements.

HEDGE FUNDS

Hedge Funds partner with Brunswick Funds and independent third-party financial professionals due to our ability to leverage advantages across various financial classes on both global and local scales. With access to abundant liquidity and strategic positioning, our financial experts can effectively utilize long/short equity, distressed debt, fixed-income, and relative value arbitrage strategies.

Hedge funds are important partners for us because:

They provide access to advantageous leveraging across different financial classes at both international and local levels.

Hedge funds offer on-demand access to nearly limitless liquidity, enabling us to seize opportunities efficiently.

They allow for strategic positioning and interconnectivity within capital markets, enhancing our investment capabilities.

Through independent third-party licensed financial professionals, we can effectively utilize various strategies such as long/short equity, distressed debt, fixed-income, and relative value arbitrage, maximizing our investment potential.

COMMERCIAL BANKS

Commercial Banks team up with Brunswick Funds and associated independent financial professionals, leveraging the strong, enduring relationships we have established with finance ministries, sovereign wealth funds, and multinational corporate entities.

Commercial banks are crucial partners for us for the following reasons:

Financial Intermediaries: Commercial banks act as financial intermediaries, facilitating various financial transactions between us and other entities like finance ministries, sovereign wealth funds, and corporate organizations.

Access to Capital: They provide access to capital through loans, credit facilities, and other financial services, enabling us to fund our operations, investments, and projects.

Risk Management: Commercial banks assist in managing financial risks through services like hedging, insurance, and other risk mitigation strategies, ensuring our financial stability.

Expertise and Advice: They offer expertise and financial advice based on market insights and trends, helping us make informed decisions regarding investments and financial strategies.

Established Relationships: Commercial banks have established long-term relationships with various financial entities, which can open doors to new opportunities, collaborations, and potential investments for us.

Regulatory Compliance: They ensure compliance with financial regulations and standards, helping us navigate complex financial landscapes and stay in line with legal requirements.

INSURANCE COMPANIES

Insurance Companies collaborate with Brunswick Funds and independent financial professionals due to our collective deep understanding of the accounting, regulatory, and cross-border challenges faced by the insurance industry today. Together, we offer tailored solutions that promote diversification and growth while navigating economic uncertainty and industry-specific political dynamics.

Insurance Companies are important partners for Brunswick Funds due to the following reasons:

Expertise in Accounting and Regulation: Insurance companies possess a deep understanding of accounting and regulatory requirements, which is crucial for navigating the complex financial landscape effectively.

Cross-Border Knowledge: They have experience dealing with cross-border complexities, which is valuable for global financial operations and investments.

Custom-Tailored Solutions: Together with Brunswick Funds and financial professionals, they can create custom-tailored solutions that cater to specific needs, providing diversified and growth-oriented options.

Risk Management: Insurance companies can assist in managing risks effectively, considering the increasing economic instability and various political factors affecting the industry.

Industry Insights: By working closely with insurance companies, Brunswick Funds gain insights into industry trends, challenges, and opportunities that can help in making informed investment decisions and enhancing overall performance.